One Source The Background Check Company is celebrating National Consumer Protection Week (NCPW) March 2nd-6th, alongside government agencies and organizations nationwide. During this week, the Federal Trade Commission (FTC) focuses on helping individuals understand their consumer rights and protect their personal information. One Source is joining in to help employers and applicants understand what information a screening agency collects and how it’s used and secured.
What information is collected?
Two types of information is collected: Personally identifiable information and non-personally identifiable information. Personally identifiable information (PII) is just what it seems, any information that can identify you (such as your name, address, and IP address). It does not include statistical information. Based on your relationship with the screening agency, you may be asked to provide certain PII. Non-personally identifiable information (non-PII) cannot be used to trace the identity of an individual. It’s simply data that is anonymous. Non-PII is usually collected by businesses to track and understand the digital behavior of their consumers.
Why information is collected and with whom it is shared?
Most information collected by a screening agency is for the purpose of screening an individual consumer. The background check is only done upon the request of a user who has a permissible purpose under the Fair Credit Reporting Act (FCRA) to request information on that consumer. In cases of employment as a permissible purpose, the FCRA requires a user to certify to the screening agency that it has obtained the written consent of the consumer to request information before the requested screening information can be supplied.
How is the collected information used?
Our primary purpose in collecting personal information is to provide you with a safe, smooth, efficient, and customized experience. Personal information, such as date of birth and social security number, is never shared unless required to verify a record and then is only shared once the vendor has been fully vetted.
As a Consumer Reporting Agency (CRA), One Source and our clients must be aware of the Fair Credit Reporting Act (FCRA). Check out for more tips for Employers’ on the Fair Credit Reporting Act here. More information is also available at http://www.ftc.gov/ncpw.
To learn more, contact One Source Client Relations.